`. Per-site deviations (e.g. 'US phone number (10 digits)' vs generic 'valid phone number', 'Age must be 18-85 for term life') are allowed but MUST be documented in packages/shared/docs/FORM-VALIDATION-MESSAGES.md. Picks the friendliest/clearest variant as canonical — see that doc for the decision rationale on each string.","_updated":"2026-04-24","required":{"name":"Please enter your full name.","nameFirstLast":"Please enter your first and last name.","phone":"Please enter a valid phone number.","phoneRequiredWithAgent":"Please enter your phone number so Ali can reach you.","email":"Please enter a valid email address.","field":"This field is required."},"invalid":{"email":"Please enter a valid email address.","phone":"Please enter a valid phone number.","phoneTenDigits":"Please enter a valid 10-digit phone number.","phoneUsOnly":"Please enter a valid US phone number (10 digits).","phoneUsOnlyWithFallback":"Please enter a valid US phone number (10 digits). Outside the US? Call (239) 800-8508.","phoneOptional":"Please enter a valid 10-digit US phone number, or leave blank."},"zeroBounce":{"invalid":"This email address doesn’t appear to exist. Please double-check and try again.","spamtrapOrAbuse":"We can’t accept this email address. Please use a different one.","doNotMail":"This looks like a temporary or disposable email. Please use your real email address.","default":"Please enter a valid email address."},"retry":{"generic":"Something went wrong. We’ve saved your info and will retry automatically. You can also call us at (239) 800-8508.","network":"Network error. We’ve saved your info and will retry automatically. You can also call us at (239) 800-8508.","timeout":"Taking longer than expected — we’ve saved your info and will retry automatically. You can also call us at (239) 800-8508.","connection":"Connection error — we’ve saved your info and will retry automatically. You can also call us at (239) 800-8508."},"submit":{"rateLimited":"Too many submissions. Please wait a minute."},"perSite":{"siteFinalExp":{"_note":"Final Expense is age-gated 50+; today this rule lives server-side, not in client-side form validation. No client-side deviations from canonical."},"siteTerm":{"dobFormat":"Please enter date as MM/DD/YYYY.","dobAgeRange":"Age must be between 18 and 85 for term life.","_note":"Term Life uniquely validates Date of Birth + age range at the point of the quote form (18-85 window chosen because no A-rated carrier will quote outside it). Keep both strings site-local — they do not apply to the other 5 sites."},"siteIul":{"phoneBlurPartial":"Please enter a 10-digit phone number.","_note":"IUL's inline blur handler uses a stricter 'X-digit' phrasing while typing; kept site-local because it's a transient nudge, not the submit-time error."},"siteMortprot":{"_note":"Uses `phoneRequiredWithAgent` and `phoneOptional` canonical strings. No additional site-local strings."}}}; Skip to main content

Privacy Policy

Last updated: April 20, 2026

This Privacy Policy explains how Ali Taqi (“Ali,” “we,” “our”), a licensed Florida insurance agent (License #W393613), collects, uses, shares, and protects your information when you use itswholeinsuranceali.com.

As a licensed insurance producer, we are a “financial institution” under the federal Gramm-Leach-Bliley Act (GLBA). This policy serves as our GLBA privacy notice and describes our practices for handling your nonpublic personal information.

Information We Collect

When you request a quote or contact us, we collect information you voluntarily provide:

  • Contact information: full name, email address, phone number
  • Insurance preferences: coverage type (whole life, term, etc.), coverage amount, any notes you share
  • Chat conversations: messages you send to our assistant Emma (our AI-powered chat widget)

We also collect technical data automatically:

  • Standard web analytics (page views, browser type, device, referring URL)
  • Attribution data (how you arrived at our site — search engine, ad click, email link)
  • IP address and timestamps (used for rate-limiting + abuse prevention)
  • Cookies and similar technologies (see “Cookies and Tracking” below)

We do not knowingly collect information from children under 13.

How We Use Your Information

We use your information to:

  • Prepare and deliver personalized insurance quotes
  • Contact you by phone, text, or email about your quote request and follow-up
  • Compare carrier offerings on your behalf (we may share limited information — name, DOB if you provide it, coverage amount — with the carrier underwriting your quote)
  • Comply with our legal and regulatory obligations as a licensed insurance agent
  • Improve the website (aggregate, anonymized analytics only)
  • Detect and prevent fraud or abuse of our forms

Phone, Text, and Email Consent

By submitting a quote request, you expressly consent to receive calls, text messages, and emails from Ali Taqi regarding your insurance quote and related follow-up — including by automated means (auto-dialer or pre-recorded message). Consent is not a condition of obtaining insurance. Message and data rates may apply. Message frequency varies.

You can opt out at any time:

  • Texts: reply STOP to any message
  • Emails: click the unsubscribe link in any email, or reply asking to be removed
  • Calls: ask during the call, or email us at itsinsuranceali@gmail.com

We honor the National Do Not Call Registry for any outbound calls where you have not previously consented.

We Do Not Sell Your Personal Information

We do not sell, rent, or share your personal information with third parties for their marketing purposes. We do not receive payment for sharing your information. Your contact details are used only to fulfill your quote request and related licensed-agent follow-up.

Third-Party Service Providers

We use the following vendors to operate the site and process quote requests. Each receives only the minimum information needed for its function:

  • AgencyBloc: insurance agency management system — receives your contact info + coverage preferences to track your quote
  • Web3Forms: email backup delivery — receives your contact info as a redundant notification channel
  • ZeroBounce: email deliverability validation — receives only your email address to confirm it can receive mail
  • Slack: internal lead notifications to Ali — receives your contact info in a private workspace accessible only to Ali
  • Anthropic (Claude): powers our Emma chat assistant — receives the text of your chat messages (never your contact details unless you explicitly share them in the chat)
  • Google Analytics + Google Ads: analytics and advertising attribution — receives anonymized usage data and, for conversion tracking, a one-way SHA-256 hash of your email and phone (not the plaintext)
  • Google reCAPTCHA Enterprise: bot protection — receives a short-lived security token on form submission
  • Railway: our website hosting provider
  • Insurance carriers: the specific A-rated life insurance companies we compare quotes from (only the carrier(s) we quote your case to receive your underwriting information; we do not blanket-share)

Cookies and Tracking

We use cookies and similar technologies to:

  • Remember how you arrived at our site (click ID from an ad, UTM parameters) for up to 90 days so we can attribute your quote to the correct campaign
  • Prevent cross-site request forgery (CSRF) on our forms
  • Measure aggregate site usage via Google Analytics (anonymized)
  • Save a draft of your form-field entries locally in your browser so a partial fill isn’t lost if you close the tab (cleared after 24 hours or on successful submission; never sent to our server except as part of your final submission)

You can control cookies through your browser settings or opt-out tools like the Google Analytics Opt-Out Browser Add-on.

Data Retention

We retain your contact information and quote details for as long as needed to:

  • Respond to your quote request and service any policy placed through us
  • Meet regulatory record-keeping requirements imposed on licensed Florida insurance agents (generally seven years after the close of a matter, per Florida Administrative Code and carrier contract obligations)
  • Defend any legal or regulatory inquiry

If you request deletion and there is no overriding legal obligation to retain, we delete your personal information from AgencyBloc and our backup systems within a reasonable time.

Data Security

We take reasonable measures to protect your personal information:

  • HTTPS / TLS 1.3 encryption for all data transmission
  • Server-side Content Security Policy (CSP) restricting third-party script execution
  • Google reCAPTCHA Enterprise bot protection on every form
  • SHA-256 hashing of email and phone before sending to Google Ads for conversion attribution (Google never sees plaintext PII)
  • Access controls on AgencyBloc and our internal tools

However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security.

Breach Notification

In the event of a security breach affecting your personal information, we will notify you as soon as practicable and in accordance with the Florida Information Protection Act (FIPA, Fla. Stat. §501.171), which generally requires notice within 30 days of discovery. Notice will be provided by email to the address you supplied, or by other reasonable means if email contact has failed.

Your Rights

You have the right to:

  • Access: request a copy of the personal information we hold about you
  • Correct: ask us to fix inaccurate or incomplete information
  • Delete: request deletion of your personal information (subject to our regulatory retention obligations above)
  • Opt out: of all future marketing or follow-up contact at any time
  • Withdraw consent: for calls, texts, or email as described in the “Phone, Text, and Email Consent” section above

To exercise any of these rights, email us at itsinsuranceali@gmail.com. We respond to verified requests within 30 days.

California Residents

If you are a California resident, the California Consumer Privacy Act (CCPA) gives you the rights described in the “Your Rights” section above, plus the right to know the specific categories of personal information we have collected about you in the prior 12 months (see “Information We Collect”) and the categories of third parties we share it with (see “Third-Party Service Providers”). We do not sell personal information as defined by the CCPA. To submit a verifiable consumer request, email itsinsuranceali@gmail.com.

Children’s Privacy

This site is intended for adults (18+). We do not knowingly collect information from children under 13. If we learn that we have collected such information, we will delete it promptly. If you believe a child has provided us information, please contact us.

Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top reflects the most recent revision. Material changes will be flagged on this page.

Contact

Questions about this Privacy Policy, or want to exercise any of your rights?

Ali Taqi
Licensed Florida Insurance Agent, License #W393613
Naples, FL
Email: itsinsuranceali@gmail.com
Phone: (239) 800-8508

Ali also helps Florida families with

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Independent licensed FL agent — one agent, every product.

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